CareBetter

For Licensed Health & Life Insurance Agents

100% commission. Still 100% yours.

CareBetter gives you an agency platform with no seat fees or software costs — you only pay for the leads you run.

Why Agents Switch to CareBetter

Everything you need to sell more, keep more, and stress less.

Live Transfers, Not Cold Lists

Prospects transfer straight to your headset. No cold lists, no dialing through spreadsheets — just live conversations, so you spend your day closing instead of prospecting.

AI That Has Your Back on Every Call

Every call is recorded and monitored by our AI compliance layer, which flags potential issues in real time and coaches you call over call — so you get sharper with every conversation, not just compliant.

We Keep the Book Running. You Keep the Renewals.

Enroll clients right the first time with guided, compliant enrollment tools built into the platform. After the sale, we handle renewal service touchpoints — your street-level commission keeps paying as long as the policy's in force and you're appointed with us.

What You Keep

100%

Street-level commission — yours, paid direct from the carrier.

$0

Seat fees. Software costs. Platform license fees.

Exclusive

Qualified, exclusive leads — buy them straight through the platform.

Commissions are paid as-earned and net of any carrier chargebacks (e.g., policy cancellation or lapse); rates are set by carriers, not CareBetter. Lead costs are funded by you in advance and are non-refundable.

Ready to keep your 100%? Apply now →

Get Appointed

Keep your 100%. Starting with your next policy.

Apply Now

CareBetter engages agents as independent 1099 contractors, not employees. Commission rates are set by carriers; income, lead volume, and production are not guaranteed.